Private planning tool
Cash runway calculator for UAE business planning
Estimate how many months usable cash may cover a recurring net cash burn. Inputs stay in your browser and are not stored, transmitted or sent to analytics.
Indicative result
Usable cash after reserve
AED 420,000
Net monthly cash flow
-AED 70,000
Monthly cash burn used for runway
AED 70,000
Cash runway
6.0 months
This is a constant-month scenario, not a forecast or funding assurance. Build a dated cash-flow forecast for seasonal, tax, payroll, debt, capital and working-capital movements.
Formula and decision limits
Usable cash = available cash − minimum reserve.
Net monthly cash flow = monthly cash inflows − monthly cash outflows.
Monthly cash burn = the positive shortfall when monthly cash outflows exceed inflows.
Runway months = usable cash ÷ monthly cash burn, only when outflows exceed inflows.
Cash timing matters. Business.gov.uk recommends a rolling cash-flow forecast that reflects when customers pay and when expenses leave the bank, including tax, wages, materials and other obligations.
Questions finance leaders ask
What is cash runway?
Cash runway is an indicative number of months that usable cash could cover a recurring net monthly cash burn if the entered inflows and outflows remained unchanged.
How do net cash flow and monthly cash burn differ?
Net monthly cash flow is inflows minus outflows. Monthly cash burn is the positive cash shortfall used for runway only when outflows exceed inflows. Neither measure is accounting profit or loss.
Why include a minimum reserve?
A protected reserve prevents the illustration from assuming every dirham of cash is available for ordinary operating burn.