13-Week Rolling Cash Flow Forecasting & Working Capital Advisory

Profitable businesses fail when liquidity dries up. A static monthly budget cannot protect your business against supplier payment spikes, delayed receivables, or seasonal cash troughs.

Why 13 Weeks?

Thirteen weeks equals exactly one financial quarter. A rolling 13-week cash flow model gives executive teams short-term operational precision and medium-term strategic visibility:

• Direct Cash Receipts Tracking: Model customer collections, merchant gateway payout schedules (Stripe/Checkout.com), and VAT refunds.
• Payroll & Fixed Overhead Reserve: Lock in monthly salaries, WPS commitments, office rent, and trade license renewal fees before discretionary spending.
• Vendor Payables Optimization: Sequence supplier payments to preserve cash cushions without damaging credit terms or vendor relationships.