Valusage Business Advisors

Illustrative decision tools

Use the inputs to frame a question and identify evidence gaps. Results are illustrative and do not determine a filing position, authority outcome or advisory conclusion.

Estimate UAE end-of-service gratuity
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  1. 01Facts
  2. 02Evidence
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  4. 04Approval
A practical review sequence, not a promise of a regulatory or commercial outcome.

DIFC employment decision tool

DIFC employment savings contribution calculator

Estimate minimum employer Core Benefits contributions using 5.83% of monthly basic wage for service within the first five years and 8.33% after five years. This is not an employee account-value forecast.

Contribution assumptions

Inputs remain in this browser session and are not stored or sent to analytics.

Illustrative employer contributions

AED 37,778

5.83% bracket
AED 37,778
8.33% bracket
AED 0
Review the evidence

Calculation steps and limits

  1. First-bracket amount = monthly basic wage × 5.83% × eligible contribution months, capped at 60 months.
  2. Later-bracket amount = monthly basic wage × 8.33% × eligible contribution months after five service years.
  3. Total = both illustrative amounts added together.

The tool assumes a constant basic wage. It excludes actual plan returns, fees, voluntary contributions, exempt employees, accrued pre-February-2020 gratuity and any transfer amount. Employer payroll and scheme statements remain the evidence source.

Official source and review date

Reviewed 4 September 2026 against the DIFC Employment Law, Article 66. Confirm the current consolidated law and individual scheme records before acting.

Frequently asked questions

What is the minimum DIFC Core Benefits contribution?

For a non-exempt employee, the DIFC Employment Law states at least 5.83% of monthly basic wage during the first five service years and 8.33% for each additional service year.

Does this estimate show the employee’s DEWS account value?

No. Account value depends on actual historic contributions, investment selection, fees, returns, transfers and withdrawals.

Does the calculator cover gratuity accrued before February 2020?

No. Any pre-scheme gratuity transfer amount and exempt-employee position require separate employment records and legal analysis.